/* Layout: Scope-huisstijl, met de donkere navy-kaarten uit de Anne & Max-presentatie als contrastbanden. HR als levenscyclus van onboarding tot exit. Eén licht thema, bewust. */
:root{
  --slate:#3d5061; --slate-deep:#2f3f4d; --navy:#25313d; --orange:#f39200; --sky:#7f9eb8; --olive:#55792f;
  --arch:#e9ecef; --mist:#f4f6f8; --paper:#ffffff; --ink:#2b3742; --muted:#5f6d79; --line:#dde2e7;
  --font:"Montserrat",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{background:var(--paper);color:var(--ink);font-family:var(--font);font-size:16px;line-height:1.6}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:60;background:var(--paper)}
.wrap{max-width:1180px;margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
h1,h2,h3{font-weight:800;line-height:1.1;text-wrap:balance;margin:0}
h1,h2{text-transform:uppercase;letter-spacing:.01em;color:var(--slate)}
h2{font-size:clamp(1.7rem,3.4vw,2.6rem)}
h3{color:var(--slate)}
p{margin:0}
a{color:inherit}
a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,textarea:focus-visible{outline:3px solid var(--orange);outline-offset:3px}
.eyebrow{font-size:.74rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--orange)}
.section{padding-block:clamp(56px,8vw,96px)}
.head{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:end;margin-bottom:36px}
.head h2{margin-top:10px}
.head p{color:var(--muted);max-width:36em}
@media (max-width:820px){.head{grid-template-columns:1fr;gap:14px}}
.button{display:inline-flex;align-items:center;gap:10px;padding:13px 24px;border-radius:999px;background:var(--slate);color:#fff;font-weight:700;font-size:.85rem;text-transform:uppercase;letter-spacing:.06em;text-decoration:none;border:0;cursor:pointer;font-family:var(--font);transition:transform .15s}
.button:hover{transform:translateY(-1px)}
.button.orange{background:var(--orange)}
.button.line{background:transparent;border:2px solid currentColor;color:var(--slate)}
.button.small{padding:10px 18px;font-size:.78rem}
.text-link{font-weight:700;font-size:.86rem;color:var(--slate);text-decoration:underline;text-decoration-color:var(--orange);text-decoration-thickness:2px;text-underline-offset:4px}
.review{background:var(--navy);color:#fff;font-size:.82rem}
.review .wrap{padding-block:9px}
.dark{background:var(--navy);color:#fff}
.dark h2,.dark h3{color:#fff}
.dark .head p{color:#c9d8e5}

/* header */
header.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:18px;padding-block:12px}
.brand{display:flex;align-items:center;gap:8px;text-decoration:none;white-space:nowrap}
.brand img{height:30px;display:block}
.brand span{font-weight:800;font-size:.72rem;letter-spacing:.16em;color:var(--orange);padding-top:6px}
nav.main{display:flex;gap:26px;padding-left:22px;border-left:1px solid var(--line);white-space:nowrap;font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em}
nav.main a{text-decoration:none;color:var(--slate)}
nav.main a:hover{color:var(--orange)}
.menu{display:none;position:relative}
.menu summary{list-style:none;cursor:pointer;font-weight:700;font-size:.78rem;text-transform:uppercase;letter-spacing:.05em;color:var(--slate);border:2px solid var(--slate);border-radius:999px;padding:7px 14px}
.menu summary::-webkit-details-marker{display:none}
.menu .panel{position:absolute;right:0;top:calc(100% + 10px);background:#fff;border:1px solid var(--line);border-radius:16px;padding:8px;min-width:220px;box-shadow:0 14px 40px rgba(47,63,77,.16);display:grid;gap:2px}
.menu .panel a{padding:10px 12px;border-radius:10px;text-decoration:none;color:var(--slate);font-weight:700;font-size:.86rem}
.menu .panel a:hover{background:var(--mist)}
.h-actions{display:flex;gap:10px;align-items:center}
.h-actions .button{white-space:nowrap}
@media (max-width:1260px){nav.main{display:none}.menu{display:block}}
@media (max-width:460px){.h-actions .button{display:none}}

/* hero */
.hero{position:relative;overflow:hidden;background:linear-gradient(180deg,var(--mist) 0%,#fff 100%)}
.hero .bg i{position:absolute;bottom:0;width:120px;border-radius:999px 999px 0 0;background:var(--arch)}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center;padding-block:clamp(44px,6vw,80px)}
.hero-copy{display:grid;gap:18px;justify-items:start;min-width:0}
.pill{font-weight:800;text-transform:uppercase;letter-spacing:.06em;font-size:clamp(1rem,1.8vw,1.3rem);color:#fff;background:var(--orange);border-radius:999px;padding:10px 22px 9px}
.hero h1{font-size:clamp(2.3rem,5vw,4.1rem);line-height:1.03}
.hero h1 em{font-style:normal;color:var(--sky)}
.hero-copy > p{color:var(--muted);font-size:1.08rem;max-width:34em}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.worlds{display:grid;grid-template-columns:1fr auto 1fr auto 1.15fr;align-items:stretch;gap:6px;margin-top:4px;width:100%;max-width:600px}
@media (max-width:520px){.worlds{grid-template-columns:1fr auto 1fr}.worlds > i:nth-of-type(2){display:none}.worlds .w3{grid-column:1/-1}}
.worlds > div{border-radius:16px;padding:10px 12px;display:grid;gap:1px;min-width:0}
.worlds b{font-weight:800;text-transform:uppercase;font-size:.9rem;letter-spacing:.03em}
.worlds span{font-size:.74rem}
.worlds .w1{background:#fff;border:1.5px solid var(--line);color:var(--slate)}.worlds .w1 span{color:var(--muted)}
.worlds .w2{background:var(--slate);color:#fff}.worlds .w2 span{color:#c9d8e5}
.worlds .w3{background:var(--orange);color:#fff}
.worlds i{font-style:normal;font-weight:800;color:var(--orange);font-size:1.3rem;align-self:center}
.hero-trust span{font-size:.74rem;font-weight:700;background:#fff;border:1.5px solid var(--line);border-radius:999px;padding:5px 12px;color:var(--slate)}
.hero-photo{position:relative;min-width:0}
.hero-photo .frame{border-radius:999px 999px 0 0;overflow:hidden}
.hero-photo .frame img{width:100%;aspect-ratio:4/5;object-fit:cover;object-position:28% 50%;display:block;max-width:100%}
.hero-photo .inset{position:absolute;right:-30px;top:8%;width:36%;aspect-ratio:1;border-radius:50%;object-fit:cover;border:6px solid #fff;box-shadow:0 10px 30px rgba(47,63,77,.18);max-width:100%}
.hero-photo .note{position:absolute;right:16px;bottom:22px;background:var(--navy);color:#fff;border-radius:16px;padding:12px 16px;display:flex;gap:12px;align-items:center;max-width:290px;box-shadow:0 14px 34px rgba(37,49,61,.3)}
.hero-photo .note b{display:block;font-size:.85rem}
.hero-photo .note small{font-size:.75rem;color:#c9d8e5}
.hero-photo .note span{width:32px;height:32px;border-radius:50%;background:var(--orange);display:grid;place-items:center;font-weight:800;flex:none}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr}.hero-photo .frame img{aspect-ratio:5/4}.hero-photo .inset{right:10px;left:auto;top:10px;width:26%}}

/* stats */
.stats{padding-block:36px}
.stats-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.stat{background:var(--slate-deep);border-radius:18px;padding:22px;text-align:center;display:grid;gap:4px}
.stat:first-child{background:var(--orange)}
.stat b{font-size:clamp(1.8rem,3.4vw,2.6rem);font-weight:800;line-height:1;font-variant-numeric:tabular-nums}
.stat span{font-size:.82rem;color:#d7e1ea}
.stat:first-child span{color:#fff}
.nmbrs{margin-top:14px;background:var(--slate-deep);border-radius:14px;padding:14px 18px;font-size:.86rem;color:#d7e1ea;display:flex;gap:12px;align-items:center}
.nmbrs b{color:#fff}
.nmbrs i{font-style:normal;background:var(--orange);color:#fff;border-radius:999px;padding:3px 10px;font-weight:800;font-size:.72rem;white-space:nowrap}
@media (max-width:760px){.stats-grid{grid-template-columns:1fr 1fr}.nmbrs{flex-direction:column;align-items:flex-start}}

/* lifecycle */
.cycle-nav{display:grid;grid-template-columns:repeat(8,1fr);gap:6px;position:relative}
.cycle-nav::before{content:"";position:absolute;left:4%;right:4%;top:27px;height:3px;background:var(--arch);z-index:0}
.cycle-btn{all:unset;box-sizing:border-box;cursor:pointer;position:relative;z-index:1;display:grid;grid-template-rows:56px 2.6em;align-items:start;justify-items:center;gap:8px;line-height:1.25;text-wrap:balance;text-align:center;font-family:var(--font);font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.03em;color:var(--muted);padding:0 2px 8px}
.cycle-btn span{width:56px;height:56px;border-radius:50%;background:#fff;border:3px solid var(--arch);display:grid;place-items:center;font-size:1rem;font-weight:800;color:var(--slate);transition:background .2s,border-color .2s,transform .2s}
.cycle-btn:hover span{transform:translateY(-3px)}
.cycle-btn.on{color:var(--slate)}
.cycle-btn.on span{background:var(--orange);border-color:var(--orange);color:#fff}
.cycle-btn:focus-visible span{outline:3px solid var(--orange);outline-offset:3px}
.cycle-panel{margin-top:22px;display:grid;grid-template-columns:1.1fr .9fr;gap:0;background:var(--mist);border-radius:24px;overflow:hidden;min-height:330px}
.cycle-text{padding:34px;display:grid;gap:14px;align-content:start}
.cycle-text .step-no{font-size:.72rem;font-weight:800;letter-spacing:.12em;color:var(--orange)}
.cycle-text h3{font-size:1.5rem;text-transform:uppercase}
.cycle-text p{color:var(--muted)}
.cycle-text ul{margin:0;padding:0;list-style:none;display:grid;gap:8px}
.cycle-text li{padding-left:20px;position:relative;font-size:.93rem}
.cycle-text li::before{content:"";position:absolute;left:0;top:.5em;width:9px;height:9px;border-radius:5px 5px 0 0;background:var(--orange)}
.tools{display:flex;flex-wrap:wrap;gap:6px}
.tools span{font-size:.72rem;font-weight:700;padding:4px 11px;border-radius:999px;background:var(--slate);color:#fff}
.tools span.own{background:var(--orange)}
.cycle-img{position:relative;min-height:260px}
.cycle-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;border-radius:220px 0 0 0}
@media (max-width:560px){.cycle-btn{font-size:.62rem;grid-template-rows:44px 2.6em}.cycle-btn span{width:44px;height:44px}}
@media (max-width:900px){.cycle-nav{grid-template-columns:repeat(4,1fr);row-gap:14px}.cycle-nav::before{display:none}.cycle-panel{grid-template-columns:1fr}.cycle-img img{border-radius:0}}

/* payroll process */
.flow{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;counter-reset:f}
.flow article{background:var(--slate-deep);border-radius:160px 160px 18px 18px;padding:56px 18px 22px;text-align:center;position:relative;counter-increment:f;min-width:0}
.flow article::before{content:counter(f);display:grid;place-items:center;width:44px;height:44px;margin:0 auto 12px;border-radius:50%;background:var(--sky);font-weight:800}
.flow article:last-child{background:var(--orange)}
.flow article:last-child::before{background:#fff;color:var(--orange)}
.flow article:not(:last-child)::after{content:"›";position:absolute;right:-12px;top:62px;color:var(--orange);font-weight:800;font-size:1.4rem}
.flow h3{font-size:.95rem;text-transform:uppercase}
.flow p{font-size:.84rem;color:#d7e1ea;margin-top:8px}
.flow article:last-child p{color:#fff}
.systems{margin-top:18px;background:var(--slate-deep);border-radius:14px;padding:14px 18px;font-size:.88rem;color:#d7e1ea}
.systems b{color:#fff}
.guarantees{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:26px}
.guarantees div{border-top:3px solid var(--orange);padding-top:12px}
.guarantees b{display:block;color:#fff;text-transform:uppercase;font-size:.88rem;letter-spacing:.03em}
.guarantees span{font-size:.86rem;color:#c9d8e5}
@media (max-width:980px){.flow{grid-template-columns:1fr 1fr}.flow article::after{display:none}.flow article:last-child{grid-column:1/-1}}
@media (max-width:520px){.flow{grid-template-columns:1fr}.guarantees{grid-template-columns:1fr}}

/* own developments */
.dev-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.dev{background:var(--mist);border-radius:22px;padding:26px;display:grid;gap:12px;align-content:start;min-width:0}
.dev .tag{justify-self:start;font-size:.66rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;padding:4px 10px;border-radius:999px;background:var(--orange);color:#fff}
.dev .tag.nmbrs-tag{background:var(--slate)}.dev .tag.ins{background:var(--sky)}
.dev h3{font-size:1.15rem;text-transform:uppercase}
.dev p{color:var(--muted);font-size:.92rem}
.dev ul{margin:0;padding:0;list-style:none;display:grid;gap:6px;font-size:.88rem}
.dev li::before{content:"✓ ";color:var(--olive);font-weight:800}
.mock{background:#fff;border-radius:14px;padding:12px;display:grid;gap:6px;font-size:.76rem;box-shadow:0 6px 18px rgba(47,63,77,.08);font-variant-numeric:tabular-nums}
.mock .row{display:flex;justify-content:space-between;gap:8px;align-items:center}
.mock .row b{color:var(--slate)}
.mock .flag{font-size:.66rem;font-weight:800;border-radius:999px;padding:2px 8px}
.flag.ok{background:#eef3e8;color:#3d5a20}.flag.warn{background:#fdebd0;color:#8a5200}.flag.info{background:#e6edf3;color:var(--slate)}
.mock .bar{height:6px;border-radius:3px;background:var(--arch);overflow:hidden}
.mock .bar i{display:block;height:100%;background:var(--orange);border-radius:3px}
.wf{display:flex;flex-wrap:wrap;gap:6px;align-items:center;font-size:.72rem;font-weight:700}
.wf span{background:#fff;border:1.5px solid var(--line);border-radius:8px;padding:5px 8px;color:var(--slate)}
.wf em{font-style:normal;color:var(--orange);font-weight:800}
@media (max-width:980px){.dev-grid{grid-template-columns:1fr 1fr}}
@media (max-width:620px){.dev-grid{grid-template-columns:1fr}}

/* charts */
.insight{background:var(--mist)}
.chart-tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:16px}
.chart-tabs button{font-family:var(--font);font-weight:700;font-size:.8rem;border:1.5px solid var(--line);background:#fff;color:var(--slate);padding:8px 16px;border-radius:999px;cursor:pointer}
.chart-tabs button[aria-pressed="true"]{background:var(--slate);border-color:var(--slate);color:#fff}
.charts{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.card{background:#fff;border-radius:20px;padding:22px;min-width:0;position:relative}
.card.wide{grid-column:1/-1}
.card h3{font-size:1rem;text-transform:uppercase}
.card .sub{font-size:.8rem;color:var(--muted);margin:2px 0 10px}
.kpi-line{display:flex;gap:18px;flex-wrap:wrap;margin-bottom:8px;font-variant-numeric:tabular-nums}
.kpi-line div{font-size:.72rem;color:var(--muted);text-transform:uppercase;letter-spacing:.05em;font-weight:700}
.kpi-line b{display:block;font-size:1.4rem;color:var(--slate);letter-spacing:0}
.card svg{width:100%;height:auto;display:block;overflow:visible}
.card svg text{font-family:var(--font)}
.card .note{font-size:.7rem;color:var(--muted);margin-top:6px}
.legend{display:flex;gap:14px;flex-wrap:wrap;font-size:.74rem;color:var(--muted);font-weight:600}
.legend i{display:inline-block;width:12px;height:3px;vertical-align:middle;margin-right:6px;background:var(--slate)}
.legend i.dash{background:none;border-top:2px dashed var(--orange);height:0}
.legend i.box{height:10px;width:10px;border-radius:3px}
.tip{position:absolute;pointer-events:none;background:var(--navy);color:#fff;font-size:.76rem;padding:7px 10px;border-radius:8px;white-space:nowrap;transform:translate(-50%,-115%);opacity:0;transition:opacity .12s;font-variant-numeric:tabular-nums;z-index:3}
.tip b{display:block}
.tip.show{opacity:1}
@media (max-width:860px){.charts{grid-template-columns:1fr}}

/* franchise */
.challenge{display:grid;gap:10px}
.challenge > div{display:grid;grid-template-columns:1fr 40px 1.2fr;gap:10px;align-items:stretch}
.challenge .q{background:#3a2a2a;border:1.5px solid #7a3b3b;border-radius:12px;padding:14px 16px;font-weight:700;font-size:.9rem;color:#f3d6d6}
.challenge .a{background:#26372a;border:1.5px solid #4f7a3b;border-radius:12px;padding:14px 16px;font-size:.9rem;color:#dcecd3}
.challenge .arrow{display:grid;place-items:center;color:var(--orange);font-weight:800;font-size:1.3rem}
.approach{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:30px}
.approach div{background:var(--slate-deep);border-radius:16px;padding:20px}
.approach b{display:block;color:#fff;text-transform:uppercase;font-size:.88rem;margin-bottom:6px}
.approach span{font-size:.86rem;color:#c9d8e5}
@media (max-width:760px){.challenge > div{grid-template-columns:1fr}.challenge .arrow{transform:rotate(90deg);height:24px}.approach{grid-template-columns:1fr}}

/* people */
.people-grid{display:grid;grid-template-columns:repeat(4,1fr);grid-auto-rows:180px;gap:12px;grid-auto-flow:dense}
.people-grid figure{margin:0;position:relative;overflow:hidden;border-radius:14px}
.people-grid img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .5s}
.people-grid figure:hover img{transform:scale(1.05)}
.people-grid figcaption{position:absolute;left:10px;bottom:10px;background:rgba(255,255,255,.92);color:var(--slate);font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;padding:5px 10px;border-radius:999px}
.g-big{grid-column:span 2;grid-row:span 2;border-radius:120px 120px 14px 14px!important}
.g-tall{grid-row:span 2}.g-wide{grid-column:span 2}
.g-arch{grid-row:span 2;border-radius:999px 999px 14px 14px!important}
.quote{grid-column:span 2;background:var(--orange);color:#fff;border-radius:14px;padding:22px;display:flex;flex-direction:column;justify-content:center;gap:8px}
.quote p{font-size:1.15rem;font-weight:800;line-height:1.3}
.quote small{font-size:.8rem;opacity:.9}
@media (max-width:820px){.people-grid{grid-template-columns:1fr 1fr;grid-auto-rows:150px}.g-big,.g-wide,.quote{grid-column:1/-1}}

/* team */
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;max-width:900px}
.team-grid figure{margin:0;display:flex;flex-direction:column;min-width:0}
.team-grid img{width:100%;aspect-ratio:3/4;object-fit:cover;object-position:50% 20%;border-radius:999px 999px 0 0;display:block;max-width:100%}
.team-grid figcaption{flex:1;background:var(--slate);color:#fff;padding:14px 16px;display:grid;gap:2px;align-content:start}
.team-grid figure:nth-child(1) figcaption{background:var(--orange)}
.team-grid figure:nth-child(2) figcaption{background:var(--olive)}.team-grid figure:nth-child(3) figcaption{background:var(--slate-deep)}
.team-grid b{text-transform:uppercase;font-size:.88rem;letter-spacing:.03em}
.team-grid b i{font-style:normal;text-transform:none}
.team-grid span{font-size:.8rem;opacity:.92}
.team-grid small{font-size:.74rem;opacity:.85;margin-top:6px}
@media (max-width:700px){.team-grid{grid-template-columns:1fr 1fr}}

/* timeline */
.timeline{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;position:relative;margin-top:10px}
.timeline::before{content:"";position:absolute;left:10%;right:10%;top:16px;height:3px;background:linear-gradient(90deg,var(--orange),var(--sky),var(--olive))}
.timeline div{position:relative;padding-top:46px}
.timeline div::before{content:"";position:absolute;top:4px;left:50%;transform:translateX(-50%);width:26px;height:26px;border-radius:50%;background:var(--orange);border:4px solid #fff;box-shadow:0 0 0 2px var(--orange)}
.timeline div:nth-child(2)::before{background:var(--sky);box-shadow:0 0 0 2px var(--sky)}.timeline div:nth-child(3)::before{background:var(--olive);box-shadow:0 0 0 2px var(--olive)}
.timeline article{background:var(--mist);border-radius:16px;padding:20px;height:100%}
.timeline small{font-size:.7rem;font-weight:800;letter-spacing:.1em;color:var(--orange);text-transform:uppercase}
.timeline h3{font-size:1.05rem;text-transform:uppercase;margin:4px 0 8px}
.timeline p{font-size:.88rem;color:var(--muted)}
@media (max-width:760px){.timeline{grid-template-columns:1fr}.timeline::before{display:none}}

/* family */
.family{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.family article{border-radius:200px 200px 20px 20px;padding:64px 26px 26px;text-align:center;display:grid;gap:10px;justify-items:center;align-content:start}
.family article:nth-child(1){background:#e6edf3}.family article:nth-child(2){background:#eef3e8}.family article:nth-child(3){background:#fdf1df}
.family .brand-row{display:flex;align-items:center;gap:6px}
.family .brand-row img{height:24px}
.family .brand-row span{font-weight:800;font-size:.66rem;letter-spacing:.14em;color:var(--orange);padding-top:5px}
.family p{color:var(--muted);font-size:.9rem}
.family .badge{background:var(--orange);color:#fff;font-weight:700;font-size:.74rem;border-radius:999px;padding:4px 12px}
@media (max-width:860px){.family{grid-template-columns:1fr}}

/* faq */
.faq{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px}
.faq details{border-top:1px solid var(--line);padding:14px 0}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;font-weight:700;color:var(--slate);list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary span{color:var(--orange);font-weight:800;font-size:1.2rem;transition:transform .2s}
.faq details[open] summary span{transform:rotate(45deg)}
.faq details p{color:var(--muted);margin-top:10px;font-size:.93rem}
@media (max-width:820px){.faq{grid-template-columns:1fr}}

/* contact */
.contact{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.contact h2{color:#fff;margin-top:10px}
.contact > div > p{color:#c9d8e5;margin-top:14px}
.contact-people{display:grid;gap:10px;margin-top:22px}
.contact-people div{display:flex;gap:12px;align-items:center;background:var(--slate-deep);border-radius:999px;padding:6px 20px 6px 6px}
.contact-people img{width:48px;height:48px;border-radius:50%;object-fit:cover;object-position:50% 20%}
.contact-people b{display:block;color:#fff;font-size:.88rem}
.contact-people span{font-size:.78rem;color:#c9d8e5;user-select:all}
#form{background:#fff;color:var(--ink);border-radius:24px;padding:28px;display:grid;gap:10px}
#form h3{text-transform:uppercase;font-size:1.15rem}
#form label{display:grid;gap:6px;font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--slate)}
#form input,#form textarea,#form select{font-family:var(--font);font-size:.95rem;padding:11px 12px;border:1.5px solid var(--line);border-radius:12px;width:100%;background:#fff;color:var(--ink)}
#form .row2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
#form .button{justify-self:start;margin-top:6px}
#status{font-size:.86rem;color:var(--olive);font-weight:600;min-height:1em}
@media (max-width:820px){.contact{grid-template-columns:1fr}}
@media (max-width:480px){#form .row2{grid-template-columns:1fr}}

footer{background:#1d2731;color:#cfd9e2;font-size:.86rem}
footer .wrap{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px;padding-block:52px 26px}
footer .brand img{filter:brightness(0) invert(1)}
footer h4{color:#fff;text-transform:uppercase;letter-spacing:.1em;font-size:.72rem;margin:0 0 10px}
footer ul{list-style:none;margin:0;padding:0;display:grid;gap:6px}
footer a{text-decoration:none}
footer a:hover{color:var(--orange)}
.slogan{font-weight:800;text-transform:uppercase;color:#fff;margin-top:12px;line-height:1.3}
.slogan span{color:var(--orange)}
.legal{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.12);padding-top:16px;font-size:.76rem;display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap}
@media (max-width:820px){footer .wrap{grid-template-columns:1fr 1fr}}

.sub-hero .wrap{grid-template-columns:1.1fr .9fr}
.areas{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.area{background:var(--mist);border-radius:22px;padding:26px;display:grid;gap:12px;align-content:start;min-width:0;scroll-margin-top:90px}
.area:nth-child(7){grid-column:span 3;display:grid;grid-template-columns:auto 1fr 1fr;gap:20px 28px;align-items:start;background:var(--slate);color:#fff}
.area:nth-child(7) h3{color:#fff}.area:nth-child(7) p,.area:nth-child(7) li{color:#d7e1ea}
.area .ic{width:52px;height:52px;border-radius:26px 26px 0 0;background:var(--slate);color:#fff;display:grid;place-items:center;font-weight:800;font-size:.95rem}
.area:nth-child(3n+2) .ic{background:var(--orange)}.area:nth-child(3n) .ic{background:var(--olive)}.area:nth-child(7) .ic{background:var(--orange)}
.area h3{font-size:1.15rem;text-transform:uppercase}
.area p{color:var(--muted);font-size:.93rem}
.area ul{margin:0;padding:0;list-style:none;display:grid;gap:6px;font-size:.88rem}
.area li{padding-left:18px;position:relative}
.area li::before{content:"";position:absolute;left:0;top:.5em;width:8px;height:8px;border-radius:4px 4px 0 0;background:var(--orange)}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:6px}
.chips a{font-size:.78rem;font-weight:700;text-decoration:none;color:var(--slate);background:#fff;border:1.5px solid var(--line);border-radius:999px;padding:6px 14px}
.chips a:hover{border-color:var(--orange);color:var(--orange)}
.steps4{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;counter-reset:s}
.steps4 article{background:var(--slate-deep);border-radius:160px 160px 18px 18px;padding:56px 18px 22px;text-align:center;counter-increment:s;min-width:0}
.steps4 article::before{content:counter(s);display:grid;place-items:center;width:44px;height:44px;margin:0 auto 12px;border-radius:50%;background:var(--orange);font-weight:800}
.steps4 h3{font-size:.95rem;text-transform:uppercase}
.steps4 p{font-size:.86rem;color:#d7e1ea;margin-top:8px}
.data{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.data img{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:999px 999px 0 0;display:block;max-width:100%}
.data ul{margin:16px 0 0;padding:0;list-style:none;display:grid;gap:8px;font-weight:600}
.data li::before{content:"✓ ";color:var(--olive);font-weight:800}
.advisors{display:grid;grid-template-columns:repeat(2,minmax(0,280px));gap:18px}
.back{display:inline-flex;gap:6px;font-weight:700;font-size:.82rem;color:var(--slate);text-decoration:none}
@media (max-width:980px){.areas{grid-template-columns:1fr 1fr}.area:nth-child(7){grid-column:1/-1;grid-template-columns:1fr}.steps4{grid-template-columns:1fr 1fr}.data{grid-template-columns:1fr}}
@media (max-width:600px){.areas{grid-template-columns:1fr}.steps4{grid-template-columns:1fr}.advisors{grid-template-columns:1fr 1fr}}

.photo-band{position:relative;min-height:420px;display:flex;align-items:flex-end;overflow:hidden}
.photo-band > img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 40%}
.photo-band .wrap{position:relative;width:100%;padding-block:40px}
.pb-card{background:var(--navy);color:#fff;border-radius:22px;padding:26px;max-width:460px;display:grid;gap:12px;justify-items:start}
.pb-card p{font-size:1.2rem;font-weight:700;line-height:1.35}
.trio{display:grid;grid-template-columns:1fr 1fr 1.4fr;gap:14px}
.trio figure{margin:0;position:relative;border-radius:14px;overflow:hidden;height:280px}
.trio figure:first-child{border-radius:999px 999px 14px 14px}
.trio img{width:100%;height:100%;object-fit:cover;display:block}
.trio figcaption{position:absolute;left:10px;bottom:10px;background:rgba(255,255,255,.92);color:var(--slate);font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;padding:5px 10px;border-radius:999px}
.mock.scan .row{display:grid;grid-template-columns:96px 1fr 30px;gap:8px;align-items:center}
.mock.scan .bar{height:8px}
.mock small{font-size:.68rem;color:var(--muted)}
.back-home{font-weight:700;font-size:.82rem;color:var(--slate);text-decoration:none}
.adv-teaser{display:grid;grid-template-columns:1fr 1fr;gap:0;border-radius:24px;overflow:hidden;background:var(--slate);color:#fff}
.adv-teaser img{width:100%;height:100%;min-height:320px;object-fit:cover;display:block}
.adv-teaser > div{padding:36px;display:grid;gap:14px;align-content:center;justify-items:start}
.adv-teaser h2{color:#fff}
.adv-teaser p{color:#d7e1ea}
.adv-teaser .chips a{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
@media (max-width:820px){.trio{grid-template-columns:1fr}.trio figure{height:220px}.adv-teaser{grid-template-columns:1fr}.adv-teaser img{min-height:220px}}
#form2{background:#fff;color:var(--ink);border-radius:24px;padding:28px;display:grid;gap:10px}
#form2 h3{text-transform:uppercase;font-size:1.15rem}
#form2 label{display:grid;gap:6px;font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--slate)}
#form2 input,#form2 textarea,#form2 select{font-family:var(--font);font-size:.95rem;padding:11px 12px;border:1.5px solid var(--line);border-radius:12px;width:100%;background:#fff;color:var(--ink)}
#form2 .row2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
#form2 .button{justify-self:start;margin-top:6px}
#status2{font-size:.86rem;color:var(--olive);font-weight:600;min-height:1em}
.adv-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:22px;align-items:stretch}
.adv-photo{margin:0;position:relative;border-radius:240px 240px 22px 22px;overflow:hidden;min-height:440px}
.adv-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:60% 50%}
.adv-photo figcaption{position:absolute;left:16px;right:16px;bottom:16px;background:var(--navy);color:#fff;border-radius:16px;padding:14px 18px;display:grid;gap:2px}
.adv-photo figcaption b{font-size:.95rem}.adv-photo figcaption span{font-size:.8rem;color:#c9d8e5}
.topics{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.topic{background:var(--mist);border-radius:18px;padding:18px;display:grid;grid-template-columns:48px 1fr;grid-template-rows:auto auto;column-gap:14px;align-items:center;text-decoration:none;color:inherit}
.topic .ti{grid-row:1/3;width:48px;height:48px;border-radius:24px 24px 0 0;background:var(--slate);color:#fff;display:grid;place-items:center;font-weight:800;font-size:.9rem}
.topic:nth-child(4n+2) .ti{background:var(--orange)}.topic:nth-child(4n+3) .ti{background:var(--olive)}.topic:nth-child(4n) .ti{background:var(--sky)}
.topic b{text-transform:uppercase;font-size:.95rem;color:var(--slate);letter-spacing:.02em}
.topic > span:not(.ti){font-size:.84rem;color:var(--muted)}
.topic.cta{background:var(--orange);grid-template-columns:1fr;transition:transform .15s}
.topic.cta:hover{transform:translateY(-2px)}
.topic.cta b{color:#fff}.topic.cta span{color:#fff!important;font-weight:700}
@media (max-width:900px){.adv-grid{grid-template-columns:1fr}.adv-photo{min-height:300px;border-radius:160px 160px 22px 22px}}
@media (max-width:480px){.topics{grid-template-columns:1fr}}

header.top{display:block}
header.top > .wrap{padding-block:12px}
.tabs{border-top:1px solid var(--line);background:#fff}
header.top .tabs .wrap{display:block;padding-block:0}
.tab-row{display:flex;gap:4px;overflow-x:auto;scrollbar-width:none;padding-block:8px}
.tab-row::-webkit-scrollbar{display:none}
.tab-row a{flex:none;text-decoration:none;font-size:.8rem;font-weight:700;color:var(--slate);padding:8px 16px;border-radius:999px;white-space:nowrap;transition:background .15s,color .15s}
.tab-row a:hover{background:var(--mist)}
.tab-row a.on{background:var(--slate);color:#fff}
.tab-row a[data-spy="contact"]{margin-left:auto}
@media (max-width:820px){.tab-row a[data-spy="contact"]{margin-left:0}.tabs .wrap{padding-right:0}}
@media (max-width:460px){.hdr-cta{display:none}}
section[id],span#top{scroll-margin-top:130px}
.powers{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.powers article{border-radius:200px 200px 20px 20px;padding:70px 24px 26px;text-align:center;display:grid;gap:10px;align-content:start;background:var(--mist)}
.powers article:nth-child(1){background:var(--slate);color:#fff}.powers article:nth-child(2){background:var(--orange);color:#fff}.powers article:nth-child(3){background:var(--sky);color:#fff}.powers article:nth-child(4){background:var(--olive);color:#fff}
.pw-ic{justify-self:center;width:46px;height:46px;border-radius:50%;background:rgba(255,255,255,.2);display:grid;place-items:center;font-weight:800}
.powers h3{color:#fff;font-size:1.3rem;text-transform:uppercase}
.powers p{font-size:.9rem;color:rgba(255,255,255,.92)}
.formula{display:flex;flex-wrap:wrap;gap:8px;align-items:center;justify-content:center;margin-top:28px}
.formula span{font-weight:800;text-transform:uppercase;font-size:.85rem;letter-spacing:.04em;color:var(--slate);border:2px solid var(--line);border-radius:999px;padding:8px 16px}
.formula i{font-style:normal;font-weight:800;color:var(--orange);font-size:1.2rem}
.formula .res{background:var(--orange);border-color:var(--orange);color:#fff}
@media (max-width:980px){.powers{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.powers{grid-template-columns:1fr}.powers article{border-radius:140px 140px 20px 20px}}
.for-whom{margin-top:14px;background:var(--slate-deep);border-radius:18px;padding:22px;display:grid;gap:14px}
.fw-head{display:grid;grid-template-columns:auto 1fr;gap:18px;align-items:baseline}
.fw-head p{color:#d7e1ea;font-size:.95rem}
.fw-branches{display:grid;grid-template-columns:repeat(5,1fr);gap:8px}
.fw-branches span{text-align:center;background:var(--orange);color:#fff;font-weight:800;text-transform:uppercase;font-size:.8rem;letter-spacing:.05em;border-radius:999px;padding:9px 6px}
.fw-clients{display:flex;flex-wrap:wrap;gap:6px 8px;align-items:center}
.fw-clients small{font-size:.68rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:#aebfcf;margin-right:6px}
.fw-clients b{font-size:.78rem;font-weight:700;color:#fff;border:1.5px solid rgba(255,255,255,.22);border-radius:999px;padding:4px 11px}
@media (max-width:700px){.fw-head{grid-template-columns:1fr;gap:6px}.fw-branches{grid-template-columns:repeat(3,1fr)}}
.logo-marquee{overflow:hidden;border-radius:14px;background:#fff;padding:14px 0;-webkit-mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent)}
.lm-track{display:flex;gap:18px;width:max-content;animation:lm 55s linear infinite}
.logo-marquee:hover .lm-track{animation-play-state:paused}
@keyframes lm{from{transform:translateX(-50%)}to{transform:translateX(0)}}
.logo-tile{flex:none;width:150px;height:64px;border-radius:12px;border:2px dashed var(--line);display:grid;place-items:center;background:var(--mist)}
.logo-tile em{font-style:normal;font-size:.68rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:#a9b5c0}
.logo-tile img{max-width:120px;max-height:44px;object-fit:contain;filter:grayscale(1);opacity:.85;transition:filter .2s,opacity .2s}
.logo-tile:hover img{filter:none;opacity:1}
@media (prefers-reduced-motion:reduce){.lm-track{animation:none}}
.logo-marquee{background:transparent;padding:6px 0;border-top:1px solid rgba(255,255,255,.12);padding-top:16px;border-radius:0}
.lm-track{gap:44px}
.lm-track span{flex:none;font-weight:800;text-transform:uppercase;letter-spacing:.06em;color:#9fb1c1;font-size:.95rem;white-space:nowrap}
.lm-track span::before{content:"";display:inline-block;width:8px;height:8px;border-radius:8px 8px 0 0;background:var(--orange);margin-right:44px;vertical-align:middle;transform:translateY(-2px)}
.legal-links{display:flex;flex-wrap:wrap;gap:10px 18px}.legal-links a{text-underline-offset:3px}.legal-page{max-width:850px;margin:auto;padding:48px 24px 72px}.legal-page h1{font-size:clamp(1.8rem,5vw,3rem);overflow-wrap:anywhere;margin:12px 0 22px}.legal-page h2{font-size:1.25rem;text-transform:none;margin:32px 0 12px}.legal-page p,.legal-page ul,.legal-page address{margin:14px 0}.legal-page address{font-style:normal}.legal-page a{text-decoration:underline;text-underline-offset:3px}.legal-page .intro{font-size:1.1rem;color:var(--muted)}.legal-page .note{background:var(--mist);border-left:4px solid var(--orange);padding:16px 20px;border-radius:8px}.legal-page li{margin:8px 0}.legal-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.legal-grid a{display:block;padding:22px;background:var(--mist);border-radius:16px}.legal-grid strong{display:block}.legal-grid span{display:block;font-size:.9rem;color:var(--muted);margin-top:6px}@media(max-width:600px){.legal-grid{grid-template-columns:1fr}}